BN Business News
Business Maps⌕ Business News 검색
기업 추가 →
이 기사의 번역을 준비하고 있습니다. 그동안 영어 원문을 임시로 표시합니다.

금융 및 시장 · 1994. 1. 31.1 분 읽기

Applications and Publication Requirements

로컬 자동 번역 · 원본 출처 언어

요약

The Board of Directors (Board) of the Federal Deposit Insurance Corporation (FDIC) is revising the application and publication requirements in its regulations to conform to the definition and treatment of branch relocations in the recently issued interagency policy statement on branch closings. The amendments are generally technical in nature. The intended effect of this rule is to provide consistent treatment of branch relocations for application and branch closing notice purposes.

원본 출처 언어: Federal Register — Federal Deposit Insurance Corporation원문 발표 열기 →

관련 인사이트

비즈니스 인사이트 →
6

금융 및 시장 · 2026. 8. 6.

Extensions of Credit to Insiders

The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of credit to executive officers not otherwise specifically authorized by statute from $100,000 to $400,000; and extensions of credit to insiders requiring prior approval by the board of directors from $500,000 to $2,000,000. The proposal would also establish an indexing methodology to periodically update such thresholds over time.

요약 읽기 →

금융 및 시장 · 2026. 6. 30.

Disclosure of Information

The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a notice of proposed rulemaking that would update, clarify, and supplement the FDIC's regulations regarding the disclosure of confidential information by the FDIC and other parties, including by enhancing the ability of insured depository institutions to share confidential supervisory information with affiliates and certain other entities for appropriate business purposes, without seeking prior authorization from the FDIC. The proposal also would significantly simplify and clarify the requirements and restrictions applicable to the FDIC's discretionary disclosure of confidential information. Finally, the proposal would update and simplify the FDIC's rules regarding disclosures required under the Freedom of Information Act and would clarify how and when FDIC information may be disclosed in connection with legal proceedings and as a result of service of process made upon the FDIC and its directors, officers, and employees.

요약 읽기 →

금융 및 시장 · 2026. 6. 30.

Assessments Thresholds, Rate Schedules, and Adjustments

The Federal Deposit Insurance Corporation (FDIC) invites public comment on a proposed rule that would amend the assessment regulations in 12 CFR part 327 to: update the $10 billion asset threshold in the definitions of small and large institutions to $30 billion and adjust the threshold every four years to reflect inflation, pursuant to a pre-determined indexing methodology; decrease initial base deposit insurance assessment rate schedules by 2 basis points for small institutions and by 1 basis point for large and highly complex institutions; provide a downward resolution readiness adjustment to assessment rates for large and highly complex institutions, including 0.5 basis points for passing virtual data room testing and 0.5 basis points for providing prescribed data access; and remove obsolete provisions.

요약 읽기 →

금융 및 시장 · 2026. 6. 30.

Resolution Submissions Required for Covered Insured Depository Institutions

The FDIC is seeking comment on a proposal to revise its regulations that require resolution submissions by insured depository institutions (IDIs) with at least $50 billion in total assets. The proposed rule would modify the current rule by raising and automatically updating the dollar threshold that determines the scope of applicability; reducing the requirements regarding the content of resolution submissions provided to the FDIC, with a focus on information that most directly supports the FDIC's resolution readiness in the event of material distress and failure of a covered IDI; and standardizing content requirements for covered IDIs. The proposed rule would also eliminate the FDIC's credibility assessment of submissions provided by IDIs, as well as expectations for capabilities testing under the current rule.

요약 읽기 →