BN Business News
Business Maps⌕ 搜索 Business News
添加企业 →
本文翻译正在准备中。在此之前，我们暂时显示英文原文。

金融与市场 · 1994/1/311 分钟阅读

Applications and Publication Requirements

本地自动翻译 · 来源原始语言

摘要

The Board of Directors (Board) of the Federal Deposit Insurance Corporation (FDIC) is revising the application and publication requirements in its regulations to conform to the definition and treatment of branch relocations in the recently issued interagency policy statement on branch closings. The amendments are generally technical in nature. The intended effect of this rule is to provide consistent treatment of branch relocations for application and branch closing notice purposes.

来源原始语言: Federal Register — Federal Deposit Insurance Corporation打开原始公告 →

探索专题

商业洞察 →
6

金融与市场 · 2026/8/6

Extensions of Credit to Insiders

The Federal Deposit Insurance Corporation (FDIC) is proposing to increase quantitative thresholds for certain extensions of credit to insiders of FDIC-supervised institutions, as restricted by the Federal Reserve Act and regulations promulgated thereunder. Specifically, the proposal would increase the thresholds for certain extensions of credit to executive officers not otherwise specifically authorized by statute from $100,000 to $400,000; and extensions of credit to insiders requiring prior approval by the board of directors from $500,000 to $2,000,000. The proposal would also establish an indexing methodology to periodically update such thresholds over time.

阅读摘要 →

金融与市场 · 2026/6/30

Disclosure of Information

The Federal Deposit Insurance Corporation (FDIC) is inviting comment on a notice of proposed rulemaking that would update, clarify, and supplement the FDIC's regulations regarding the disclosure of confidential information by the FDIC and other parties, including by enhancing the ability of insured depository institutions to share confidential supervisory information with affiliates and certain other entities for appropriate business purposes, without seeking prior authorization from the FDIC. The proposal also would significantly simplify and clarify the requirements and restrictions applicable to the FDIC's discretionary disclosure of confidential information. Finally, the proposal would update and simplify the FDIC's rules regarding disclosures required under the Freedom of Information Act and would clarify how and when FDIC information may be disclosed in connection with legal proceedings and as a result of service of process made upon the FDIC and its directors, officers, and employees.

阅读摘要 →

金融与市场 · 2026/9/1

Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.

阅读摘要 →

金融与市场 · 2026/6/30

Assessments Thresholds, Rate Schedules, and Adjustments

The Federal Deposit Insurance Corporation (FDIC) invites public comment on a proposed rule that would amend the assessment regulations in 12 CFR part 327 to: update the $10 billion asset threshold in the definitions of small and large institutions to $30 billion and adjust the threshold every four years to reflect inflation, pursuant to a pre-determined indexing methodology; decrease initial base deposit insurance assessment rate schedules by 2 basis points for small institutions and by 1 basis point for large and highly complex institutions; provide a downward resolution readiness adjustment to assessment rates for large and highly complex institutions, including 0.5 basis points for passing virtual data room testing and 0.5 basis points for providing prescribed data access; and remove obsolete provisions.

阅读摘要 →