금융 및 시장 · 2026. 8. 6.업데이트: 2026. 10. 22. · 1 분 읽기
로컬 자동 번역 · 원본 출처 언어
요약
NCUA 이사회는 다른 신용 연합에 대출하는 것에 관한 승인 및 정책과 관련된 규정을 제거하기 위해 이 규칙을 발행하고 있습니다.이 조항은 더 이상 규제에서 규정되지 않을 것이지만, 연방 신용 연합은 여전히 신용 연합에게 대출을 제공하는 것과 관련된 법규 요구 사항에 적용됩니다. 연방적으로 보험받는 국가 차트러드 신용 연합들은 기타 적용 가능한 NCUA 또는 국가 법률 또는 규제에 적용된다. 최종 규칙은 2025년 12월 29일 제안된 규칙의 발표를 따라와 제안에 대한 공개 의견을 고려합니다.
관련 인사이트
비즈니스 인사이트 →관련 비즈니스 신호
6금융 및 시장 · 2026. 8. 6.
The NCUA Board (Board) is amending its regulations to eliminate prescriptive segregated deposit and collateral requirements for suretyship and guaranty agreements. By removing these requirements, the Board is authorizing federally insured credit unions (FICUs) acting as sureties and guarantors to design products that address member needs while maintaining safety and soundness standards. Federal credit unions (FCUs), and federally insured, state-chartered credit unions (FISCUs) if permitted under state law to act as a surety or guarantor, continue to be subject to other requirements related to these arrangements, including the applicable lending regulations. The final rule follows publication of the December 29, 2025, proposed rule, and takes into consideration the public comments received.
요약 읽기 →금융 및 시장 · 2026. 6. 25.
On October 21, 2025, the Board issued its Notice of Proposed Rulemaking to codify the elimination of reputation risk from its supervisory framework. This change aligns with Executive Order 14331, "Guaranteeing Fair Banking for All Americans." Effective September 25, 2025, the NCUA ceased examining for reputation risk. This final rule affirms that the agency will not consider reputation risk--whether alone or in combination with other factors--in supervisory determinations or other decisions, nor will it take adverse actions on that basis.
요약 읽기 →금융 및 시장 · 2026. 8. 6.
The NCUA Board (Board) is revising its regulations governing the organization and operation of federal credit unions (FCUs) by eliminating a provision related to credit union service contracts. The Board intends to reduce administrative costs and compliance complexity with this revision, enabling FCUs to serve their members more efficiently.
요약 읽기 →금융 및 시장 · 2026. 8. 6.
NCUA 이사회는 (위) 이 연방 기업 신용 연합 헌팅 매뉴얼에 부합하기 때문에, 기업 신용 조합을 채용하는 것에 관한 해석적 판결 및 정책 선언 (IRPS) 11-02를 취소하기 위해 이 조치를 내리고 있다. 이 조치로 잠재적인 혼란을 제거한다.
요약 읽기 →금융 및 시장 · 2026. 8. 6.
The NCUA Board (Board) is amending its regulations that establish the requirements for obtaining and maintaining federal share insurance with the National Credit Union Share Insurance Fund (Share Insurance Fund). The provisions of this part apply to all federally insured credit unions (FICUs). The rule will reduce regulatory burden by eliminating unnecessary and redundant requirements related to disclosing when nonmember accounts are not covered by federal share insurance.
요약 읽기 →금융 및 시장 · 2026. 8. 6.
The NCUA Board (Board) is rescinding Interpretive Ruling and Policy Statement (IRPS) 10-1. The Chartering and Field of Membership Manual (Chartering Manual) incorporates NCUA's current chartering requirements for federal credit unions (FCUs), making IRPS 10-1 unnecessary. This rescission reduces the burden for FCUs by limiting the number of sources that they must check to verify compliance with applicable requirements. After considering the public comments, the Board adopts the proposal without modification.
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