金融・市場 · 2026/8/6更新: 2026/10/22 · 1 分で読めます
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概要
NCUA理事会 (取締役) は,他のクレジット組合への融資に関する承認と政策に関連する規制を取り除くためにこの規則を発行している.この条項はもはや規制で編入されないが,連邦信用組合は引き続き,信用組合への貸付に関連した法定要件の対象となる.連邦保険の受給された,州立チャートレード・ユニオンは,その他の適用可能なNCUAまたは州法律または規制に準拠する.最終規則は,2025年12月29日の提案規則の発表を続き,提案に対する公的なコメントを考慮に入れる.
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6金融・市場 · 2026/8/6
The NCUA Board (Board) is amending its regulations to eliminate prescriptive segregated deposit and collateral requirements for suretyship and guaranty agreements. By removing these requirements, the Board is authorizing federally insured credit unions (FICUs) acting as sureties and guarantors to design products that address member needs while maintaining safety and soundness standards. Federal credit unions (FCUs), and federally insured, state-chartered credit unions (FISCUs) if permitted under state law to act as a surety or guarantor, continue to be subject to other requirements related to these arrangements, including the applicable lending regulations. The final rule follows publication of the December 29, 2025, proposed rule, and takes into consideration the public comments received.
概要を読む →金融・市場 · 2026/6/25
On October 21, 2025, the Board issued its Notice of Proposed Rulemaking to codify the elimination of reputation risk from its supervisory framework. This change aligns with Executive Order 14331, "Guaranteeing Fair Banking for All Americans." Effective September 25, 2025, the NCUA ceased examining for reputation risk. This final rule affirms that the agency will not consider reputation risk--whether alone or in combination with other factors--in supervisory determinations or other decisions, nor will it take adverse actions on that basis.
概要を読む →金融・市場 · 2026/8/6
The NCUA Board (Board) is revising its regulations governing the organization and operation of federal credit unions (FCUs) by eliminating a provision related to credit union service contracts. The Board intends to reduce administrative costs and compliance complexity with this revision, enabling FCUs to serve their members more efficiently.
概要を読む →金融・市場 · 2026/8/6
NCUA理事会 (委員会) は,法人企業信用組合のチャーターリング手冊に冗長であるため,法人の解釈法と政策宣言 (IRPS) 11-02を撤回するため,この措置を出した.この措置は潜在的な混乱を排除する.
概要を読む →金融・市場 · 2026/8/6
The NCUA Board (Board) is amending its regulations that establish the requirements for obtaining and maintaining federal share insurance with the National Credit Union Share Insurance Fund (Share Insurance Fund). The provisions of this part apply to all federally insured credit unions (FICUs). The rule will reduce regulatory burden by eliminating unnecessary and redundant requirements related to disclosing when nonmember accounts are not covered by federal share insurance.
概要を読む →金融・市場 · 2026/8/6
The NCUA Board (Board) is rescinding Interpretive Ruling and Policy Statement (IRPS) 10-1. The Chartering and Field of Membership Manual (Chartering Manual) incorporates NCUA's current chartering requirements for federal credit unions (FCUs), making IRPS 10-1 unnecessary. This rescission reduces the burden for FCUs by limiting the number of sources that they must check to verify compliance with applicable requirements. After considering the public comments, the Board adopts the proposal without modification.
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