금융 및 시장 · 2025. 12. 30.1 분 읽기
Preemption Determination: State Interest-on-Escrow Laws
로컬 자동 번역 · 원본 출처 언어
요약
The OCC is proposing to issue a preemption determination concluding that federal law preempts state laws that eliminate OCC- regulated banks' flexibility to decide whether and to what extent to (1) pay interest or other compensation on funds placed in real estate escrow accounts; or (2) assess fees in connection with such accounts. This preemption determination would provide much needed clarity to banks and other stakeholders.