Assessment of Fees; National Banks; District of Columbia Banks

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The Office of the Comptroller of the Currency (OCC) is amending its regulation governing assessments by providing that national banks that are not the largest national bank in a bank holding company (referred to as non-lead banks) will pay assessments that are less than these banks otherwise would pay. This amendment reflects the cost savings that are realized by the OCC's Supervision by Risk Program, whereby the OCC focuses on the risk profile of a consolidated company. The intended effect of this rulemaking is to enable the OCC to lower assessments on non-lead banks.