Chartering and Field of Membership Manual for Federal Credit Unions

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The NCUA Board (Board) proposes to amend the definition of "rural district" in NCUA's Chartering and Field of Membership Manual. The proposed amendment to the definition of "rural district" permits a geographic area to qualify as a rural district if, among other criteria, it has a total population that does not exceed the greater of 200,000 people or three percent of the population of the state in which the majority of the district is located. The current definition limits the rural district's population to 200,000, regardless of the population of the state containing the majority of the rural district.