Rick A. Rahim d/b/a NBDC Credit Resource Publishing; Consent Agreement With Analysis To Aid Public Comment

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In settlement of alleged violations of federal law prohibiting unfair acts and practices and unfair methods of competition, this consent agreement, accepted subject to final Commission approval, would prohibit the Springfield, Virginia-based respondent from misrepresenting, in his advertisements for a credit repair product, the legality of any credit repair product available under the Fair Credit Reporting Act, and would require it to disclose that consumers who follow the programs may violate federal criminal laws. The consent agreement settles allegations stemming from advertisements on the Internet for Rahim/NBDC's purported credit repair product.