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Finanse i rynek · 14.08.2026Aktualizacja: 22.10.2026 · 1 min czytania

Agenda regulacyjna

Automatyczne tłumaczenie lokalne · Oryginalny język źródła

Streszczenie

Biuro Ochrony Finansowej Konsumentów (Bureau or CFPB) publikuje ten program w ramach Zjednoczonego Programu Działania Regulacyjnych i Deregulacyjnych Federacji w 2026 r. Biuro rozsądnie przewiduje, że poniżej określone kwestie regulacyjne będą pod uwagę w okresie od stycznia 2026 do listopada 2026 roku. Publikacja tego programu jest zgodna z Ustawą o elastyczności regulacyjnej (5 U.S.C. 601 et seq.).

Oryginalny język źródła: Federal Register — Consumer Financial Protection BureauOtwórz oryginalny komunikat →

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Finanse i rynek · 22.12.2025

Privacy Act of 1974; System of Records

In accordance with the Privacy Act of 1974, the Consumer Financial Protection Bureau (CFPB or Bureau) proposes to modify a current Privacy Act System of Records titled, "CFPB.008 Transit Subsidy Program." This system of records maintains information from employees applying for or holding parking permits or applying for or participating in transportation subsidies to be used for public transportation, and vanpools to and from the workplace. The information is used to determine employee eligibility for transit subsidies and to disburse non-monetary subsidies to eligible employees.

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Finanse i rynek · 22.12.2025

Privacy Act of 1974; System of Records

In accordance with the Privacy Act of 1974, the Consumer Financial Protection Bureau (CFPB or Bureau) proposes to modify a current Privacy Act System of Records titled, "CFPB.025 Civil Penalty Fund and Bureau-Administered Redress Program Records." This system of records enables the CFPB to manage the distribution of the Civil Penalty Fund and redress monies to consumers.

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Finanse i rynek · 9.07.2026

Request for Information Regarding Promoting Access to Mortgage Credit

This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (TILA-RESPA integrated disclosures or TRID), the right of rescission, and reverse mortgage disclosures.

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Finanse i rynek · 8.06.2026

Statement on Ability To Repay and Immigration Status

The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing this statement to remind creditors of their obligations under the Truth in Lending Act (TILA) as implemented by Regulation Z, and consistent with Executive Order 14406, titled "Restoring Integrity to America's Financial System."

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Finanse i rynek · 20.05.2026

Privacy Act of 1974; System of Records

In accordance with the Privacy Act of 1974, the Consumer Financial Protection Bureau (CFPB or Bureau) proposes to modify a current Privacy Act System of Records Notice (SORN) titled "CFPB.009- Employee Administrative Records System." This modification introduces a new routine use to permit the disclosure of records to the news media and the public under specific circumstances. The new routine use adopts the same standard applied under the Freedom of Information Act for determining whether information relating to personal privacy interests must be released to the public. In addition, the new routine use is consistent with routine uses adopted by other Federal agencies for systems of records concerning employee personnel files. This SORN enables the CFPB to manage and administer human capital functions related to current and former Bureau employees, volunteers, detailees, applicants, and persons who work at the Bureau, and their named dependents and/or beneficiaries, their named emergency contacts, and individuals who have been extended offers of employment.

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Finanse i rynek · 1.05.2026

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

The Consumer Financial Protection Bureau (Bureau or CFPB) is revising certain provisions of Regulation B, subpart B, which implements changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is amending coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The Bureau believes these changes will streamline the rule, reduce complexity for lenders, improve data quality, and advance the purposes of section 1071.

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