Free Annual File Disclosures Amendments to Rule To Prevent Deceptive Marketing of Credit Reports and To Ensure Access to Free Annual File Disclosures

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In a Federal Register notice published on October 15, 2009, the Federal Trade Commission ("Commission" or "FTC") requested comment on its Notice of Proposed Rulemaking ("NPRM") in connection with its rulemaking pursuant to Section 205 of the Credit CARD Act of 2009. The NPRM stated that comments must be received on or before November 30, 2009. In response to a request to extend the comment period received on November 16, 2009, the Commission has determined to extend the comment period until December 7, 2009.