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Finance et marchés · 07/01/20261 min de lecture
Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold
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Résumé
The Consumer Financial Protection Bureau (Bureau) is amending the official commentary to its Regulation Z in order to make annual adjustments to the asset-size thresholds exempting certain creditors from the requirement to establish an escrow account for a higher-priced mortgage loan (HPML). The exemption threshold for creditors and their affiliates that regularly extended covered transactions secured by first liens is adjusted to $2.785 billion and the exemption threshold for certain insured depository institutions and insured credit unions with assets of $10 billion or less is adjusted to $12.485 billion.
Langue originale de la source: Federal Register — Consumer Financial Protection BureauOuvrir le communiqué original →