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Finance et marchés · 15/03/20241 min de lecture
Credit Card Penalty Fees (Regulation Z)
Traduction automatique locale · Langue originale de la source
Résumé
The Consumer Financial Protection Bureau (CFPB or Bureau) amends Regulation Z, which implements the Truth in Lending Act (TILA), to address late fees charged by card issuers that together with their affiliates have one million or more open credit card accounts (referred to as "Larger Card Issuers" herein). This final rule adopts a late fee safe harbor threshold of $8 for those issuers and provides that the annual adjustments to reflect changes in the Consumer Price Index (CPI) do not apply to this $8 amount.
Langue originale de la source: Federal Register — Consumer Financial Protection BureauOuvrir le communiqué original →