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Finance et marchés · 24/05/20231 min de lecture
Consumer Financial Protection Circular 2023-02: Reopening Deposit Accounts That Consumers Previously Closed
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Résumé
The Consumer Financial Protection Bureau (CFPB) has issued Consumer Financial Protection Circular 2023-02, titled, "Reopening Deposit Accounts That Consumers Previously Closed." In this circular, the CFPB responds to the question, "After consumers have closed deposit accounts, if a financial institution unilaterally reopens those accounts to process a debit (i.e., withdrawal, ACH transaction, check) or deposit, can it constitute an unfair act or practice under the Consumer Financial Protection Act (CFPA)?"
Langue originale de la source: Federal Register — Consumer Financial Protection BureauOuvrir le communiqué original →