Finance & markets · 10/09/2026
Agencies Reduce Regulatory Burden for Community Banks, Increase Eligibility for 18-Month Exam Cycle
The Office of the Comptroller of the Currency (OCC) and the Federal Reserve announced a new proposal to reduce regulatory burdens on community banks, making it easier for them to participate in the 18-month exam cycle. This move aims to increase the eligibility of community banks for the shorter exam cycle, allowing them to focus on lending and community development.