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Finance & markets · 05/04/2016Updated: 10/17/2026 · 1 min read

Credit Card Issuers Must Submit Agreements Under Truth in Lending Act

Summary

Credit card issuers must submit their current agreements to the Bureau of Consumer Financial Protection, as required by the Truth in Lending Act, with the next submission due on May 2, 2016.

Original source language: Federal Register — Consumer Financial Protection BureauOpen original release →

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Finance & markets · 2/6/2026

Agency Information Collection Activities: Comment Request

The Consumer Financial Protection Bureau (CFPB) is requesting to revise an existing information collection titled 'Report of Terms of Credit Card Plans (Form FR 2572) and Consumer and College Credit Card Agreements' under the Paperwork Reduction Act of 1995 (PRA).

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Finance & markets · 1/7/2026

Truth in Lending Act (Regulation Z) Adjustment to Asset-Size Exemption Threshold

The Consumer Financial Protection Bureau (Bureau) is amending the official commentary to its Regulation Z to adjust the asset-size exemptions for creditors and insured depository institutions, exempting them from escrow requirements for higher-priced mortgage loans. The exemption thresholds are increased to $2.785 billion for creditors and affiliates and $12.485 billion for insured depository institutions and credit unions with $10 billion or less in assets.

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Finance & markets · 12/23/2025

CFPB Issues Advisory Opinion on Earned Wage Access Products Under Regulation Z

The Consumer Financial Protection Bureau (CFPB) is issuing an advisory opinion to clarify the applicability of Regulation Z to earned wage access products, withdrawing a proposed interpretive rule in the process. The CFPB aims to resolve regulatory uncertainty regarding the definition of credit and finance charge under the Truth in Lending Act.

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