Regulatory Capital Treatment for High Volatility Commercial Real Estate (HVCRE) Exposures

Summary

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation are proposing to revise the definition of 'high volatility commercial real estate (HVCRE) exposure' to align with the statutory definition of 'high volatility commercial real estate acquisition, development, or construction (HVCRE ADC) loan' under the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA), and request public comment on the proposed changes.