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التمويل والأسواق · 9‏/7‏/2026محدّث: 22‏/10‏/2026 · 1 دقائق للقراءة

طلب المعلومات المتعلقة بتعزيز الوصول إلى الائتمان العقاري

ترجمة آلية محلية · اللغة الأصلية للمصدر

الملخص

يطلب هذا الإشعار من الجمهور معلومات عن التغييرات التنظيمية المحتملة التي قد تقلل من الأعباء التنظرية وتعزز الوصول إلى ائتمان العقارات ، حسب الاقتضاء والقانون المعمول به. يسعى مكتب حماية المستهلكين المالية (Bureau أو CFPB) إلى تقليل الأعباس التنظمية غير المشروعة لضمان حصول المقترضين المؤهلين للدفع على الائتمان العقاري. على وجه التحديد ، يطلب CFPb معلومات حول الأعباوى الصناعية والمستهلكية المتعلقة بالإفصاحات المتكاملة عن العقاري بموجب قانون

اللغة الأصلية للمصدر: Federal Register — Consumer Financial Protection Bureauافتح البيان الأصلي →

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التمويل والأسواق · 14‏/8‏/2026

Regulatory Agenda

The Consumer Financial Protection Bureau (Bureau or CFPB) is publishing this agenda as part of the 2026 Unified Agenda of Federal Regulatory and Deregulatory Actions. The Bureau reasonably anticipates having the regulatory matters identified below under consideration during the period from January 2026 to November 2026. Publication of this agenda is in accordance with the Regulatory Flexibility Act (5 U.S.C. 601 et seq.).

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التمويل والأسواق · 8‏/6‏/2026

Statement on Ability To Repay and Immigration Status

The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing this statement to remind creditors of their obligations under the Truth in Lending Act (TILA) as implemented by Regulation Z, and consistent with Executive Order 14406, titled "Restoring Integrity to America's Financial System."

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التمويل والأسواق · 20‏/5‏/2026

Privacy Act of 1974; System of Records

In accordance with the Privacy Act of 1974, the Consumer Financial Protection Bureau (CFPB or Bureau) proposes to modify a current Privacy Act System of Records Notice (SORN) titled "CFPB.009- Employee Administrative Records System." This modification introduces a new routine use to permit the disclosure of records to the news media and the public under specific circumstances. The new routine use adopts the same standard applied under the Freedom of Information Act for determining whether information relating to personal privacy interests must be released to the public. In addition, the new routine use is consistent with routine uses adopted by other Federal agencies for systems of records concerning employee personnel files. This SORN enables the CFPB to manage and administer human capital functions related to current and former Bureau employees, volunteers, detailees, applicants, and persons who work at the Bureau, and their named dependents and/or beneficiaries, their named emergency contacts, and individuals who have been extended offers of employment.

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التمويل والأسواق · 1‏/5‏/2026

Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)

The Consumer Financial Protection Bureau (Bureau or CFPB) is revising certain provisions of Regulation B, subpart B, which implements changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The Bureau is amending coverage of certain credit transactions and financial institutions; the small business definition; inclusion of certain data points and how others are collected; and the compliance date. The Bureau believes these changes will streamline the rule, reduce complexity for lenders, improve data quality, and advance the purposes of section 1071.

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التمويل والأسواق · 22‏/4‏/2026

Equal Credit Opportunity Act (Regulation B)

The Consumer Financial Protection Bureau (Bureau or CFPB) is issuing a final rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA or Act). The amendments facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

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التمويل والأسواق · 30‏/3‏/2026

Agency Information Collection Activities: Comment Request

In accordance with the Paperwork Reduction Act of 1995 (PRA), the Consumer Financial Protection Bureau (CFPB or Bureau) requests the Office of Management and Budget's (OMB's) reinstatement of an information collection titled "Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)" approved under OMB Control Number 3170-0002.

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