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Bankowość centralna · 30/11/2021

OCC, Board, and Bureau Finalize Amendments to HPML Regulations

The Office of the Comptroller of the Currency (OCC), the Federal Reserve Board, and the Consumer Financial Protection Bureau (CFPB) are finalizing changes to their regulations regarding special appraisal requirements for higher-priced mortgage loans (HPMLs), which are loans with higher risk and prices. The new rules will exempt loans under $25,000 from these requirements, with the exemption amount adjusted annually based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

Source: Federal Register — Federal ReserveOpen original release →
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Bankowość centralna · 9/14/2026

Office of the Comptroller of the Currency, Federal Reserve Board, and Federal Deposit Insurance Corporation Jointly Issue Interim Final Rule on Examination Cycle for Small Insured Depository Institutions and Foreign Banks

The OCC, Board, and FDIC are jointly requesting public comment on an interim final rule that raises the asset threshold for certain small insured depository institutions to qualify for an 18-month on-site examination cycle, and makes parallel changes to the regulations governing the on-site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978.

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Bankowość centralna · 8/4/2026

Federal Reserve Proposes Updates to Regulation O on Insider Loans

The Federal Reserve is seeking public comment on proposed amendments to Regulation O, which governs loans to executive officers, directors, and principal shareholders of member banks and their affiliates, with the aim of increasing transparency, reducing regulatory burden, and modernizing the regulation.

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