Bankowość centralna · 15/10/2024

OCC, Board, and CFPB Finalize Amendments to Higher-Priced Mortgage Loan Appraisal Regulations

The OCC, the Board, and the CFPB are finalizing amendments to their regulations implementing section 129H of the Truth in Lending Act, which establishes special appraisal requirements for higher-priced mortgage loans. The exemption threshold for transactions under $33,500 will increase to $33,500, effective January 1, 2025, based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as of June 1, 2024.

Source: Federal Register — Federal ReserveOpen original release →

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