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Finance & markets · 31/01/2011Updated: 10/17/2026 · 1 min read

Alternatives to Using Credit Ratings in Mortgage Regulations

Summary

The Federal Housing Finance Agency seeks input on alternatives to using credit ratings in regulations governing the Federal National Mortgage Association, the Federal Home Loan Mortgage Corporation, and the Federal Home Loan Banks, following the Dodd-Frank Act's provision to review and potentially remove references to credit ratings.

Original source language: Federal Register — Federal Housing Finance AgencyOpen original release →

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Finance & markets · 1/15/2025

FHFA Adjusts Cap on Average Total Assets for Community Financial Institutions

The Federal Housing Finance Agency (FHFA) has increased the cap on average total assets for Federal Home Loan Bank members to qualify as community financial institutions (CFIs) to $1.5 billion, effective January 1, 2025, based on the annual percentage increase in the Consumer Price Index for all urban consumers (CPI-U) published by the Department of Labor (DOL).

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