Bankowość centralna · 16/12/2025

OCC, Board, and Bureau Finalize Amendments to Higher-Priced Mortgage Loan Appraisal Regulations

The OCC, the Board, and the Bureau are finalizing amendments to the official interpretations for their regulations that implement section 129H of the Truth in Lending Act, which establishes special appraisal requirements for higher-priced mortgage loans. The exemption threshold for transactions of $25,000 or less will increase to $34,200, effective January 1, 2026, based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) as of June 1, 2025.

Source: Federal Register — Federal ReserveOpen original release →

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