Bankowość · 01/10/2003

Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Asset-Backed Commercial Paper Programs and Early Amortization Provisions

The Office of the Comptroller of the Currency, Federal Reserve System, FDIC, and Office of Thrift Supervision are proposing to remove a sunset provision from their risk-based capital standards, allowing banks and thrifts to exclude assets from commercial paper programs from their capital requirements. This change is contingent on implementing more risk-sensitive capital requirements for credit exposures related to these programs.