OCC Proposes Regulation to Clarify True Lender Status for National Banks and Federal Savings Associations

Summary

The Office of the Comptroller of the Currency (OCC) has proposed a regulation to determine when a national bank or Federal savings association (bank) is considered the 'true lender' in partnerships with third-party lenders, such as marketplace lenders.

Original source language: Federal Register — Office of the Comptroller of the CurrencyOpen original release →

Add your company to Business Communicator

We monitor business sources and connect attention with companies, profiles and services available in Business Communicator.

Create a free company profile Explore businesses on Business Maps →

Create a free company profile →

Explore insights

Business insights →

Global Markets News Trade Regulation News Business Technology News Fintech for Business: Payments & Banking News Supply Chain News Central Bank Policy News

Related business signals

Finance & markets · 6/24/2026

OCC Proposes Regulations for Permitted Payment Stablecoin Issuers

The Office of the Comptroller of the Currency, in collaboration with the Department of the Treasury's Financial Crimes Enforcement Network and the Office of Foreign Assets Control, is set to issue new regulations to ensure compliance with the Bank Secrecy Act and sanctions regulations for stablecoin issuers operating under the OCC's jurisdiction, as mandated by the Guiding and Establishing National Innovation for U.S. Stablecoins Act.

Read summary →

Finance & markets · 6/12/2026

OCC Seeks Comments on Proposed Stablecoin Reporting Forms

The Office of the Comptroller of the Currency is requesting public comment on proposed stablecoin reporting forms for permitted payment stablecoin issuers and foreign payment stablecoin issuers, as part of its effort to reduce paperwork and respondent burden.

Read summary →

Finance & markets · 7/24/2026

Office of the Comptroller of the Currency Requests Comments on Renewal of Information Collection for Securities Offering Disclosure Rules

The Office of the Comptroller of the Currency is seeking public comment on the renewal of its information collection, 'Securities Offering Disclosure Rules,' which is required by the Paperwork Reduction Act of 1995 and will undergo review by the Office of Management and Budget.

Read summary →

Finance & markets · 6/30/2026

FDIC Invites Comment on Proposed Rule to Simplify Confidential Information Disclosure

The Federal Deposit Insurance Corporation (FDIC) is seeking public comment on a proposed rule that would update and clarify its regulations regarding the disclosure of confidential information, allowing insured depository institutions to share such information with affiliates and other entities without prior authorization, and simplifying the requirements for discretionary disclosure under the Freedom of Information Act.

Read summary →

Finance & markets · 6/30/2026

FDIC Seeks Comments on Proposal to Revise Resolution Submission Regulations for Large Banks

The Federal Deposit Insurance Corporation (FDIC) is soliciting public comment on a proposed rule that would modify its regulations for resolution submissions by large banks, raising the asset threshold from $50 billion to an automatically updated amount, reducing the required content of submissions, and standardizing content requirements for covered institutions.

Read summary →

Finance & markets · 6/23/2026

Office of the Comptroller of the Currency Requests Public Comment on Renewal of Information Collection for Qualitative Feedback on Agency Service Delivery

The Office of the Comptroller of the Currency (OCC) is seeking public comment on the renewal of its information collection, Generic Clearance for the Collection of Qualitative Feedback on Agency Service Delivery, as part of its ongoing effort to reduce paperwork and respondent burden, in compliance with the Paperwork Reduction Act of 1995 (PRA).

Read summary →