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Finance & markets · 30/10/2020Updated: 10/17/2026 · 1 min read

National Banks and Federal Savings Associations as Lenders

Summary

The Office of the Comptroller of the Currency (OCC) has issued a final rule to clarify when a national bank or Federal savings association is considered the 'true lender' in loan transactions, including partnerships with third-party lenders.

Original source language: Federal Register — Office of the Comptroller of the CurrencyOpen original release →

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Finance & markets · 6/24/2026

OCC Proposes Regulations for Permitted Payment Stablecoin Issuers

The Office of the Comptroller of the Currency, in collaboration with the Department of the Treasury's Financial Crimes Enforcement Network and the Office of Foreign Assets Control, is set to issue new regulations to ensure compliance with the Bank Secrecy Act and sanctions regulations for stablecoin issuers operating under the OCC's jurisdiction, as mandated by the Guiding and Establishing National Innovation for U.S. Stablecoins Act.

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Finance & markets · 6/30/2026

FDIC Invites Comment on Proposed Rule to Simplify Confidential Information Disclosure

The Federal Deposit Insurance Corporation (FDIC) is seeking public comment on a proposed rule that would update and clarify its regulations regarding the disclosure of confidential information, allowing insured depository institutions to share such information with affiliates and other entities without prior authorization, and simplifying the requirements for discretionary disclosure under the Freedom of Information Act.

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Finance & markets · 6/30/2026

FDIC Seeks Comments on Proposal to Revise Resolution Submission Regulations for Large Banks

The Federal Deposit Insurance Corporation (FDIC) is soliciting public comment on a proposed rule that would modify its regulations for resolution submissions by large banks, raising the asset threshold from $50 billion to an automatically updated amount, reducing the required content of submissions, and standardizing content requirements for covered institutions.

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Finance & markets · 6/23/2026

Office of the Comptroller of the Currency Requests Public Comment on Renewal of Information Collection for Qualitative Feedback on Agency Service Delivery

The Office of the Comptroller of the Currency (OCC) is seeking public comment on the renewal of its information collection, Generic Clearance for the Collection of Qualitative Feedback on Agency Service Delivery, as part of its ongoing effort to reduce paperwork and respondent burden, in compliance with the Paperwork Reduction Act of 1995 (PRA).

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Finance & markets · 6/22/2026

OCC Policy Statement on Minority Depository Institutions

The Office of the Comptroller of the Currency (OCC) is updating its policy statement on minority and depository institutions (MDIs) to align it more closely with the related statute and remove outdated information. The update aims to ensure the policy statement remains accurate and supported by statute for years to come, while maintaining the current MDI designations.

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