Finance & markets · 10/07/2020

Bureau Proposes Changes to General QM Loan Definition Under Truth in Lending Act

The Consumer Financial Protection Bureau proposes amendments to the General QM loan definition in Regulation Z, removing the 43% debt-to-income ratio limit and replacing it with a price-based threshold, in an effort to provide more protections for consumers.

Original source language: Federal Register — Consumer Financial Protection BureauOpen original release →

Add your company to Business Communicator

We monitor business sources and connect attention with companies, profiles and services available in Business Communicator.

Create a free company profile Explore businesses on Business Maps →

Create a free company profile →

Explore insights

Healthcare Business News Cybersecurity News Swap Clearing News Trade Regulation News CFTC Regulatory Updates Central Bank Policy News AI in Business News Small Business News Semiconductor News Supply Chain News Renewable Energy News Business Technology News Business Energy News Global Markets News Global Markets Business News Logistics and Supply Chain News Manufacturing and Industry News Investment and Capital News Climate and Business News Fintech for Business: Payments & Banking News

LATEST SIGNALS

Finance & markets · 8/14/2026

Consumer Financial Protection Bureau Publishes Regulatory Agenda for 2026

The Consumer Financial Protection Bureau (CFPB) is releasing its regulatory agenda for 2026, outlining the topics it anticipates reviewing during the year, as part of the Unified Agenda of Federal Regulatory and Deregulatory Actions.

Read summary →

Finance & markets · 7/9/2026

CFPB Requests Information on Reducing Regulatory Burdens on Mortgage Credit

The Consumer Financial Protection Bureau is seeking public input on potential changes to reduce regulatory burdens and promote access to mortgage credit for creditworthy borrowers, focusing on TILA-RESPA integrated disclosures and other related issues.

Read summary →

Finance & markets · 6/17/2026

Consumer Financial Protection Bureau Rescinds Advisory Opinion on Regulation B

The Consumer Financial Protection Bureau (CFPB) is rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to special purpose credit programs designed and implemented by for-profit organizations to meet special social needs.

Read summary →

Finance & markets · 6/8/2026

Consumer Financial Protection Bureau Issues Statement on Ability to Repay and Immigration Status

The Consumer Financial Protection Bureau (CFPB) is reminding creditors of their obligations under the Truth in Lending Act (TILA) and Regulation Z, as mandated by Executive Order 14406.

Read summary →

Finance & markets · 5/20/2026

CFPB Proposes Modification to Employee Administrative Records System Under Privacy Act

The Consumer Financial Protection Bureau (CFPB) is proposing a modification to its Employee Administrative Records System, allowing for the disclosure of records to the news media and the public under specific circumstances, in accordance with the Privacy Act of 1974.

Read summary →

Finance & markets · 5/1/2026

CFPB Revises Regulation B to Streamline Small Business Lending

The Consumer Financial Protection Bureau is revising certain provisions of Regulation B to simplify small business lending, improve data quality, and reduce complexity for lenders, as part of changes to the Equal Credit Opportunity Act.

Read summary →