Finance & markets · 29/12/2020

New Qualified Mortgage Definition Under the Truth in Lending Act (Regulation Z): General QM Loan Definition

The Federal Housing Finance Agency (FHFA) has updated the General QM loan definition in Regulation Z, removing the 43% debt-to-income ratio limit and replacing it with price-based thresholds. This change aims to provide more protections for consumers who obtain qualified mortgages (QMs) under this category.

Original source language: Federal Register — Consumer Financial Protection BureauOpen original release →

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