Finanse i konsumenci · 30/01/2013

Bureau of Consumer Financial Protection Amends Ability-to-Repay and Qualified Mortgage Standards Under the Truth in Lending Act

The Bureau of Consumer Financial Protection is updating Regulation Z, which implements the Truth in Lending Act, to require creditors to assess a consumer's ability to repay a mortgage loan and establish protections for 'qualified mortgages' with limits on prepayment penalties, effective three years after a covered loan is consummated.