Bankowość centralna · 07/01/2026

Community Reinvestment Act Regulations Asset-Size Thresholds Adjusted for Inflation

The Federal Reserve Board and the Federal Deposit Insurance Corporation (FDIC) have updated the asset-size thresholds for small and intermediate small banks under the Community Reinvestment Act, adjusting them annually for inflation based on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The new thresholds will take effect from January 7, 2026, to December 31, 2026, with small banks defined as those with assets of less than $1.649 billion and intermediate small banks defined as those with assets of at least $412 million and less than $1.649 billion as of December 31 of the prior two calendar years.