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Bankowość · 18.10.1995

Loans in Areas Having Special Flood Hazards

The Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), Office of Thrift Supervision (OTS), and National Credit Union Administration (NCUA) are proposing to amend their regulations, and the Farm Credit Administration (FCA) is proposing to issue new regulations, regarding loans in areas having special flood hazards. This action is required by statute and is intended to implement the provisions of the National Flood Insurance Reform Act of 1994. Among other statutorily mandated provisions, the proposal would establish new escrow requirements for flood insurance premiums, explicit authority and the requirement for lenders and servicers to ``force-place'' flood insurance under certain circumstances, enhanced flood hazard notice requirements, and new authority for lenders to charge fees for determining if a property is located in a special flood hazard area.

Source: Federal Register — Office of the Comptroller of the CurrencyOpen original release →
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Bankowość · 9/8/2026

Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC, as part of its obligations under the Paperwork Reduction Act of 1995, invites the general public and other Federal agencies to take this opportunity to comment on the request to renew the existing information collections described below (OMB Control No. 3064-0140; -0176). The notices of proposed renewal for these information collections were previously published in the Federal Register on July 2, 2026, allowing for a 60-day comment period. No comments were received.

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Bankowość · 9/1/2026

Reciprocal Deposits: Implementing the 21st Century ROAD to Housing Act

The Federal Deposit Insurance Corporation (FDIC) is amending its brokered deposit regulations to conform with recent changes to section 29 of the Federal Deposit Insurance Act made by section 902 of the 21st Century ROAD to Housing Act related to reciprocal deposits, which took effect on July 11, 2026. The FDIC is also providing certain clarifications regarding the reciprocal deposit framework to facilitate and simplify compliance. The FDIC invites public comment on this interim final rule.

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Bankowość · 8/28/2026

Disclosure of Information; Extension of Comment Period

The FDIC is extending the public comment period on the proposed rule "Disclosure of Information," which was published in the Federal Register on June 30, 2026. FDIC is extending the public comment period from August 31, 2026, to October 5, 2026, to provide interested parties with additional time to analyze the proposal and prepare comments.

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