Bankowość centralna · 19.06.1997
The Federal Reserve published in the Federal Register of May 27, 1997, final revisions to Regulation C (Home Mortgage Disclosure). Among other changes, this final rule revised the LOAN/APPLICATION REGISTER Transmittal Sheet found in Appendix A of Regulation C. This document corrects technical errors in that Transmittal Sheet.
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The Board is inviting public comment on proposed amendments to Regulation O, which governs loans by member banks to their insiders and insiders of their affiliates. The proposed amendments would update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposed amendments also would incorporate existing statutory requirements that are not currently reflected in the regulation. Moreover, the proposed amendments would update several outdated dollar-based thresholds in Regulation O and index these thresholds going forward. In addition, the proposed amendments would address the application of Regulation O to member banks that lend to companies that are presumed to be controlled by large asset management companies through passive investment funds. Finally, the proposed amendments would revise and reorganize the regulation to streamline the text and make it more accessible.
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