Finance & markets · 07/12/2020Updated: 10/17/2026 · 1 min read

FDIC Proposes Rule to Address CECL Methodology Implementation Effects on Deposit Insurance Assessments

The Federal Deposit Insurance Corporation (FDIC) is seeking public comment on a proposed rule to amend the risk-based deposit insurance assessment system for large and highly complex insured depository institutions (IDIs), aiming to address the temporary effects of the current expected credit losses (CECL) methodology implementation. The proposal seeks to remove double counting of CECL transitional amounts in certain financial measures, adjusting the calculation of the loss severity measure accordingly.